Electricians, plumbers and other trades people across
Leicestershire are facing new risks as they take on green power
installations, warns a leading insurance broker.
Workers who previously never went above an ordinary stepladder
or below a knee-high trench are now going higher and digging deeper
than ever before to install solar panels and ground source heat
pumps.
The warning comes from Leicester-based Brett and Randall, who
say typical insurance policies for trades people are unlikely to
cover them or their staff working on roofs or digging holes for
ground source heat pumps, which can be up to 50 metres deep.
Dean Oldham, who specialises in renewable energy at Brett and
Randall, says: "Electricians, plumbers and general building
contractors are moving in to these potentially profitable new
areas, but there is a substantial increase in risk.
"Specialist roofing companies and piping contractors may have
the necessary policies, but ordinary contractors probably
don't.
"We think many of them haven't fully considering the risks of
something going seriously wrong when they are up on a roof or
boring a deep hole in someone's garden."
He advises anyone getting involved in installing new
technologies to speak with their insurance broker to discuss risk
management and adjust their insurance policy if necessary to cover
themselves and any staff.
He said: "The consequences of failure of your insurance policy
when working at height or below ground level could have serious
financial implications for your business."