Shropshire's population of homeworkers has exploded in the last
few months creating a huge business boost for one local firm.
Mark Freeman, of Henshalls Insurance Brokers in Newport and
Shrewsbury, said his company was now dealing with more and more
enquiries from people who work from home.
"Whether it's someone running their own business or working for
someone else, we've seen an explosion in enquiries from people who
need specialist advice when it comes to insurance cover.
"And as a result, we have been working hard to research the
market to make sure we are fully up-to-speed on the latest
innovative products in the insurance sector that cater specifically
for this market."
Mark said it was vital homeworkers were fully protected from a
whole range of issues, as their needs were very different from more
traditional business clients.
"In particular, many of our homeworker clients operate from an
office in the garden at home and this requires very specific cover
when it comes to insurance."
Mark said one of the most popular policies in terms of both the
cost and the cover it provides is the "Homeworking" package.
"This has proved to be a real success with many of our clients
as it specifically covers people who work from an office in their
garden at home.
"Cover like this depends on how substantial the office building
is and how it has been constructed, whether it has appropriate
locks and ongoing maintenance - especially when it comes to flat,
felt on timber roofing, and electrical wiring.
"One of the highlights of the homeworking policy is that it
already includes cover for most items you'd expect in a more
traditional commercial policy such as business contents and stock,
goods in transit, and legal expenses.
"But it also offers clients the chance to upgrade their
insurance with affordable extras to include home insurance,
commercial liabilities and personal accident cover.
"Homeworkers must be aware that they need very specific cover
and that they cannot just rely on their existing house insurance.
So if your circumstances have changed and you've joined the crowds
of people working from home, look carefully at your cover and seek
expert advice."
For more information about Henshalls, please visit their website
here: www.henshalls.com