Pictured above: Gary Sans
With the Christmas and New Year festivities over, January is the
month when people review their spending habits and take stock of
the true cost of Christmas.
With the increase in VAT, and rises in fuel prices, the
financial forecast for 2011 is cautious, with the government
already warning of a difficult financial year ahead. "Piles of
unopened envelopes, ignoring the phone, constant worry and
sleepless nights - these are just some of the symptoms of debt
denial" comments Gary Sans of Lanyon Bowdler Solicitors.
Naturally the credit card bills start to arrive from January and
you have entered into the New Year burdened with debt as a result
of overspending at Christmas time. Each month brings new
reasons to hide further under the duvet and simply hope for the
best.
You are not alone. The UK debt help market has never been
busier, as a massive percentage of the nation's consumers continue
to struggle to cope with their finances in the wake of the credit
crunch.
However serious your debt problems are you need to be proactive
in sorting them out. Sitting at home worrying isn't going to fix
anything and neither will denial. If you have serious debt problems
then you have to take decisive action.
Gary Sans of Lanyon Bowdler Solicitors comments, "Come January,
people find themselves in a situation where previous financial
worries are amplified by the bills arriving from the festive
season. If you find yourself in this black hole and seem to
be falling deeper and deeper you need to seek advice from an
experienced debt professional. Lanyon Bowdler have the experience
to guide you through this difficult time and help you to see the
light at the end of the tunnel".
Lanyon Bowdler are currently offering 30 minutes free debt
advice, and an appointment can be arranged by contacting Gary Sans
on 0800 6523374 or gary.sans@lblaw.co.uk.
For more information about Lanyon Bowdler, please visit their
website here: www.lblaw.co.uk