Heavy snowfall in Shropshire could lead to a massive surge in insurance claims if it causes severe damage to properties.

But property owners have been warned that insurers could refuse to pay out if they have not taken sensible precautions.

Dave Williams, from Henshalls in Newport and Shrewsbury, said the onset of tough winter conditions was always a concern for many people.

"With the first cold weather warning of the season already upon us, and snow predicted, it's vital that property owners are well prepared.

"Every winter, a significant number of claims are always linked to the damage caused by the weight of snow that builds up on a flat or low pitched roof, so it's important to try to avoid this situation.

"If you have a flat or low pitched roof, snow can't easily slide from it, so it will be particularly vulnerable to snow damage.You should also check any outbuildings as they may not be constructed as robustly as other buildings and so may buckle under the extra weight."

Dave said property owners must be aware of the risks, and take action where possible to prevent any major damage.

"Try to heat the space under the roof to melt the snow, using portable heaters if your insurer allows this, or if the building is already heated, open a loft hatch to allow the heat to circulate.

"If the building is low, try to rake the snow off the roof at regular intervals before it gets too deep - but take care not to stand where the snow might fall as you could find yourself in danger.

"Even if you can't see just how much snow is accumulating on the roof, unusual creaking sounds in the roof space are a sign that the roof is under pressure, so listen carefully for any noises you don't recognise.

"Remember if you fail to take sensible precautions, your insurer may decide that they won't pay out. So think carefully about your property and identify any potential risk areas in advance before the snow arrives, then you'll be well prepared for anything the weather brings."