Pictured above: a typical interior at the popular Centro West development in Derby city centre

Award-winning housebuilder Miller Homes East Midlands has extended a Government-backed scheme that has successfully increased confidence in the new homes market.

The Homebuy Direct (HBD) scheme means that those who qualify have the opportunity to purchase 100 per cent of a property by paying only 70 per cent of the value, with both Miller Homes and the Government equally funding the remaining 30 per cent.

The 30 per cent equity loan will only become repayable after 25 years or when the customer sells their home, whichever comes first, and there is no interest payable for the first five years.

The scheme has previously been only available on selected sites but has now been introduced at a number of Miller Homes' other developments, including Heritage View development in Buxton, and to Centro West, in the centre of Derby.

Joy Goodman, sales director for Miller Homes East Midlands, which this year celebrates its 75th anniversary in housebuilding, commented: "The HBD scheme has proved to be immensely popular, injecting confidence into the housing market and allowing people the affordability to get on to the property ladder.

"By extending this initiative on to these further developments we will be able to help even more people looking to make a secure long term investment than ever before."

At Heritage View, situated in the heart of the Peak District National Park, HBD is now available on six, imaginatively laid-out two-bedroomed apartments, with prices starting from £75,565 using HBD.

At the popular Centro West development in Derby city centre, only two, two-bedroomed apartments now remain left for sale to complete the development, and these are both now available through HBD. With the full asking price at £139,950, buyers could only have to find £97,965 when using HBD.